If you’re facing the possibility of foreclosure in the future, perhaps you are wondering can you get your house in North Fort Myers back after foreclosure after all, you need a place to live in.
Unfortunately, after the court rules in the favor of your lender and agrees with the lender to proceed with foreclosure, it is very hard for you to get your house back.
Instead of wondering can you get your house in North Fort Myers back after foreclosure, here’s another option.
The good news is, if you’re not in foreclosure yet, you have options.
The first and best option is to pay off your mortgage or work out a payment plan with your lender. They’ll prefer to keep you in your house instead and just collect the money owed to them.
If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure are choosing to do – Sell your house before it is foreclosed upon and pay the lender what is owed to them.
While it is not an ideal option (because you’ll have to give up your house), it’s still a preferable option to foreclosure because you’ll have cleared up your debt to the bank and you won’t have the long-term impact to your credit score that a foreclosure would have.
This option is proactive and long-term, which is why homeowners facing foreclosure love it. It’s proactive because you’re taking control of your financial situation and it’s long-term because you’re accepting the short-term discomfort of selling your house in exchange for the long-term benefit of a better credit rating.
Here’s a secret to selling your North Fort Myers house fast so, the bank can’t take it.
You could work at trying to find a buyer to take your house. However, a faster and easier option is to find an investment firm that buys houses fast and as-is for cash. Instead of spending all of your time and energy trying to locate a buyer, there are many companies that can do this for you. Companies like Sell My House Now USA will buy the house from you at a reduced price and very quickly.